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Free UK Finance Calculators and Money Tools 2025/26

Instant, accurate tools for mortgages, tax, stamp duty and more. Trusted by UK homebuyers and investors.

โœ“Always free โ€” no sign up required
โœ“Updated for 2025/26 tax year
โœ“Covers England & Northern Ireland

Available tools

Live

Stamp Duty Calculator

Calculate SDLT for residential and buy-to-let properties. Updated for 2025/26.

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Take Home Pay Calculator

See exactly what lands in your bank after income tax, NI, student loan and pension. Updated for 2025/26.

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Mortgage Affordability Calculator

Find out how much you can borrow based on your income, deposit and expenses. Includes stress test.

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ISA Calculator

Project your ISA savings growth with compound interest over time.

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UK Pension Calculator

Estimate your retirement pot and monthly pension income.

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Capital Gains Tax Calculator

Calculate CGT on property, shares and crypto. Updated for 2025/26.

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Self-Employed Tax Calculator

Calculate your income tax, Class 4 NI and Payment on Account as a UK sole trader. Updated for 2025/26.

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Student Loan Repayment Calculator

Calculate your monthly repayments for Plans 1, 2, 4, 5 and PGL. See your write-off projection. Updated for 2025/26.

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Dividend Tax Calculator

Calculate your UK dividend tax for 2025/26. Covers basic, higher and additional rate taxpayers. Includes the ยฃ500 dividend allowance.

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UK Salary Comparison Tool

See how your salary compares to the rest of the UK. Find your earnings percentile, regional rank and occupation benchmark โ€” ONS 2024 data.

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Inheritance Tax Calculator

Calculate UK IHT on your estate. Covers nil-rate band, residence nil-rate band, spouse exemption, 7-year gifts and charity relief. Updated for 2025/26.

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Redundancy Pay Calculator

Calculate your statutory redundancy pay, notice period and total package. Updated for 2025/26 with the ยฃ719 weekly pay cap.

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ยฉ 2026 SterlingCalc โ€” for guidance only. Always consult a qualified professional for financial or legal advice.

Rates correct for 2025/26 tax year.